“According to the Employees’ Provident Fund (EPF), 73% of all contributors have less than RM50,000 saved while only 17% have over RM100,000 when they retire.”

– Lim Guan Eng, the Penang Chief Minister during his speech during an event in Kuala Lumpur on 23/12/2011.

Now ask yourself these questions:

  1. Do you have more than RM100,000 in your EPF when you retire?
  2. If you do, do you think that is enough for you to maintain your current lifestyle until you die?

Would you like to have more money when you retire?The average Malaysian lived to about 75, so those who retire at 55 will need to manage their EPF savings for 20 years. But here’s a scary fact: most Malaysians will spend all their EPF money within 3 years of retirement.

It is good to have other sources of income to complement your EPF savings, but not everyone has this. For government staff, they have the pension scheme to support them when they retire. For private sector workers, most of them only have their EPF contributions to see them through their golden years. And almost always, they do not have enough for them to live comfortably.

Let me ask you another question.

Do you want to grow your EPF money so that you can have more when you retire?

If your answer is yes, then leave me your contact details (preferably your handphone number) by filling up the Contact Me page and I will get in touch with you and share with you how this is possible.